trickyquestions Archives - EPSOMTAX.COM - Property Accountants, Auckland

OVERSEAS PENSION NZ: HOW DO I GET THE MONEY BACK TO NZ?

Garreth Collard, Senior Property Accountant — Thu, 29 Oct 2026 19:56:35 +0000

Overseas pension NZ tax rules catch out more migrants and returning Kiwis than almost any other area of cross-border tax. Got a pension sitting in the UK, US, or elsewhere? Transferring it, or even just withdrawing it, can trigger a New Zealand tax bill you didn’t see coming. This guide explains how the current rules…

The post OVERSEAS PENSION NZ: HOW DO I GET THE MONEY BACK TO NZ? appeared first on EPSOMTAX.COM - Property Accountants, Auckland.

INTEREST RATE CUTS NEW ZEALAND IN NEXT 6 MONTHS

Garreth Collard, Senior Property Accountant — Tue, 06 Oct 2026 18:47:47 +0000

Interest rate cuts in New Zealand in next 6 months: how likely is that? 18 months ago the answer looked simple: rates were falling and everyone expected them to keep falling. That story changed in July 2026, when the Reserve Bank raised the Official Cash Rate for the first time in over two years. If…

The post INTEREST RATE CUTS NEW ZEALAND IN NEXT 6 MONTHS appeared first on EPSOMTAX.COM - Property Accountants, Auckland.

SWITCHING TAX RULES ON YOUR RENTAL PROPERTY

Garreth Collard, Senior Property Accountant — Tue, 29 Sep 2026 18:11:27 +0000

Switching tax rules on your rental property. What does that actually mean? Inland Revenue issued interpretation statement IS 25/08(opens in new tab) on 4 April 2025, and it tackles a problem that trips up more property owners every year: what happens, tax-wise, when your property’s use changes and it moves between the standard tax rules…

The post SWITCHING TAX RULES ON YOUR RENTAL PROPERTY appeared first on EPSOMTAX.COM - Property Accountants, Auckland.

BRIGHT-LINE ROLLOVER RELIEF

Garreth Collard, Senior Property Accountant — Sat, 19 Sep 2026 18:11:48 +0000

Bright-line rollover relief (opens in new tab) is one of the most important property tax changes for New Zealand investors, yet it remains widely misunderstood. Many property owners assume they can transfer a rental property into a trust, LTC or company without tax consequences simply because they continue to control the property. Others assume every…

The post BRIGHT-LINE ROLLOVER RELIEF appeared first on EPSOMTAX.COM - Property Accountants, Auckland.

INLAND REVENUE TAX AUDITS: WHY PROPERTY INVESTORS NEED BETTER RECORDS THAN EVER

Garreth Collard, Senior Property Accountant — Thu, 20 Aug 2026 03:49:53 +0000

Inland Revenue tax audits are increasing as IRD invests more heavily in compliance activity, data analysis, automated tools, and targeted reviews of property transactions. For New Zealand property investors, landlords, developers, and people caught by the bright-line rules, this means Inland Revenue now has a much stronger ability to detect undeclared income, GST errors, and incorrect…

The post INLAND REVENUE TAX AUDITS: WHY PROPERTY INVESTORS NEED BETTER RECORDS THAN EVER appeared first on EPSOMTAX.COM - Property Accountants, Auckland.

ARE REPAIRS TO MY RENTAL PROPERTY TAX DEDUCTIBLE?

Garreth Collard, Senior Property Accountant — Thu, 06 Aug 2026 17:49:26 +0000

Are repairs to my rental property tax deductible? It’s a question nearly every landlord asks at some point – usually right after a tenant calls about a leaking roof or a rotten deck. The honest answer has always been “it depends,” but Inland Revenue has just made it a lot clearer exactly what it depends…

The post ARE REPAIRS TO MY RENTAL PROPERTY TAX DEDUCTIBLE? appeared first on EPSOMTAX.COM - Property Accountants, Auckland.

ARE SHARES TAXABLE INCOME?

Garreth Collard, Senior Property Accountant — Tue, 28 Jul 2026 19:02:14 +0000

Are shares taxable income? It’s something that many New Zealand investors ask. The answer depends on how you acquired the shares, what income the shares produce, and why you hold them. (If you’re weighing shares against a rental property purchase, see our comparison here.) A common misconception is that every gain from shares is taxable.…

The post ARE SHARES TAXABLE INCOME? appeared first on EPSOMTAX.COM - Property Accountants, Auckland.

WHEN CAN LAND SALES BE TAXED AS A PROFIT-MAKING SCHEME?

Garreth Collard, Senior Property Accountant — Tue, 07 Jul 2026 04:58:41 +0000

When can land sales be taxed? ie as a profit-making scheme? Inland Revenue has released a draft interpretation statement, PUB00519(opens in new tab), that revisits an issue which has been debated by tax advisors, property investors, developers, and Inland Revenue itself for decades. And it is potentially a huge shift in IRD thinking. At the…

The post WHEN CAN LAND SALES BE TAXED AS A PROFIT-MAKING SCHEME? appeared first on EPSOMTAX.COM - Property Accountants, Auckland.

MOTOR VEHICLE FBT CHANGES

Garreth Collard, Senior Property Accountant — Mon, 29 Jun 2026 04:33:40 +0000

Motor vehicle FBT changes you say? Yes. The New Zealand Government has confirmed the most significant overhaul of the motor vehicle Fringe Benefit Tax (FBT) rules in decades. From 1 April 2027, employers will no longer calculate FBT primarily by counting the days a vehicle is available for private use. Instead, they will classify vehicles…

The post MOTOR VEHICLE FBT CHANGES appeared first on EPSOMTAX.COM - Property Accountants, Auckland.

ARE THE LOSSES FROM MY RENTAL IN NZ TAX-DEDUCTIBLE IN THE UK (IF I’M WORKING THERE)?

Garreth Collard, Senior Property Accountant — Sat, 20 Jun 2026 04:05:31 +0000

ARE LOSSES FROM MY RENTAL IN NZ TAX-DEDUCTIBLE IN UK? ...you have a rental property here in NZ, and it is making a loss; can you claim it in your UK tax return?

The post ARE THE LOSSES FROM MY RENTAL IN NZ TAX-DEDUCTIBLE IN THE UK (IF I’M WORKING THERE)? appeared first on EPSOMTAX.COM - Property Accountants, Auckland.