Posts Tagged ‘howto’
WHAT IS TERM DEPOSIT LADDERING?
What is term deposit laddering? Well, when interest rates move up and down, choosing the right term deposit can feel like a guessing game. Lock your money away for too long and you might miss higher rates in the future. Keep everything in short-term deposits and you might miss out on the better returns that…
Read MoreWHAT’S THE BEST WAY TO STRUCTURE OUR MORTGAGES?
Rental property mortgage structure is one of the most important factors affecting the success of a property investment portfolio. Many investors spend weeks researching suburbs, property managers, and renovation budgets, but spend very little time reviewing how their lending is organised. That can be an expensive mistake. The right mortgage structure can improve cashflow, increase…
Read MoreTHE NUMBER 1 MOST EFFECTIVE TACTIC FOR SAVING MONEY
The number 1 most effective tactic for saving money. What is it? First, some background: Most New Zealand property investors spend a lot of time thinking about how to make money. They analyse rental yields, compare mortgage rates, review maintenance costs, and search for the next investment opportunity. Far fewer investors spend time thinking about how…
Read MoreLTC RENTAL PROPERTY NZ: PROS, CONS AND ALTERNATIVES FOR PROPERTY INVESTORS
However, this legal vehicle does allow you to proportion losses (and income) according to the amount of shareholding that each shareholder has.
Read MoreHOW TO BUILD A RENTAL HOLIDAY HOME PORTFOLIO
How to build a rental holiday home portfolio is a question that is on the minds of many. The holiday / vacation rental market offers an enticing opportunity for entrepreneurs aiming to capitalize on the burgeoning travel industry. Launching such a business involves strategic planning, understanding operational nuances, and a commitment to delivering an exceptional…
Read MoreWHY USE A LOOK-THROUGH COMPANY?
Why use a Look-Through Company? In New Zealand, a Look-Through Company (LTC) is a special type of company that allows its income, expenses, tax credits, gains, and losses to be passed directly to its shareholders. Here are the benefits of using an LTC for New Zealand investors: 1. Flow-Through Taxation Pass-Through Income and Losses:…
Read MoreCAN MY LTC BUY ME A COMPANY CAR? WILL I HAVE TO PAY FBT?
CAN MY LTC BUY ME A COMPANY CAR? WILL I HAVE TO PAY FBT? es. However, note that Fringe Benefit Tax (FBT) may apply, depending on the situation.
Read MoreCALCULATE PROPERTY REBUILD COST
Calculate property rebuild cost: What do we mean? Well, most property owners know their property’s market value down to the dollar. Far fewer know their rebuild cost — what it would actually cost to reconstruct the property from the ground up if it burned down or was destroyed tomorrow. That gap is where underinsurance quietly…
Read MoreINVESTING IN NEW ZEALAND PROPERTY
Investing in New Zealand property: New Zealand has long been a hotspot for property investment, attracting both local and international investors. With its stable political environment, transparent legal system, and strong property rights, the country offers a relatively secure environment for real estate ventures. However, like any investment, property in New Zealand comes with its…
Read MoreGST APP TAX REGULATIONS: WHAT YOU NEED TO KNOW
GST app tax regulations: What you need to know! Commencing April 1, 2024, platforms offering ride-sharing, food delivery, and short-term accommodation services – “listed services” as per the legislation – will be mandated by law to levy GST on these services. These are platforms such as Airbnb, VRBO, Expedia, Uber and so on. This obligation…
Read More