9 INVESTMENT STRATEGIES

9 investment strategies that we think you’ll like. What will get you the best return while still maximizing tax deductions? With the government’s introduction of laws slashing interest deductions on existing rental properties, where can you as an investor put your money? Will one of those 9 investment strategies work for you? Not too sure?…

Read More

GOVERNMENT RENTAL PROPERTY TAX CHANGES 2021

SUMMARY OF CHANGES Changes announced January 2021 by the government:  ​Note that this law was very much “being made up as they go along” so at the time of announcement, lots of things were unknown, or not decided on. Subsequently, IRD have clarified most questions and rewritten some poorly-worded tax law. HOW DOES THIS AFFECT…

Read More

HOW TO USE TAX POOLING

PAY YOUR INCOME TAX HOW AND WHEN IT SUITS YOU How to use tax pooling: Tax Management NZ (TMNZ) provides an IRD-approved service that gives small businesses greater flexibility to do tax on their terms by letting them choose how and when they make their income tax payments. UPCOMING PROVISIONAL TAX PAYMENTS Generally, you’ve got to pay…

Read More

NEW BUILD VS OLD VS LAND/BUILD

Woman wondering

 The builder probably said it’d be 6 months, but that didn’t include getting consent from Council.  Then there were weather problems, and other problems, and so it has actually taken a year to build.  

Read More

TURNING SKILLS INTO MONEY AND A BETTER LIFESTYLE

“Success can be a double-edged sword,” he says. “I think as a business owner you have to stop working in your business long enough to see where it’s going, so you can work on your business. For me, I soon realised I needed to have a so-called exit strategy; ideally I’d like to get to the point where all I’m doing in the business is having cups of coffee with our clients.”

Read More

RENTAL PROPERTY: WHAT RECORDS DO YOU NEED TO KEEP?

Income Tax

What records do you need to keep for your rental* property? Here is a general guide. Note that this list assumes you are using a property manager.  All costs are for the 12 months preceding 31 March:​RENTAL PROPERTY Copy of Sale & Purchase Agreement (if 1st year)Total Rent ReceivedInsurances, e.g. Landlord Protection, Mortgage Protection, HouseLegal feesProperty Management fees (if applicable)Rates – water and CouncilMaintenance, including any purchases e.g. heat-pumpRubbis […]

Read More