HOW CAN I BUILD A FINANCIAL SAFETY NET?

How can I build a financial safety net? This is something that many investors and small business owners worry about. Both encounter distinct challenges, especially regarding financial stability in a volatile economic landscape. Establishing a strong financial safety net is not merely wise; it’s vital for your survival and growth. By proactively building this safety…

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WHAT’S MY RISK PROFILE?

What’s my risk profile? Why does it matter? When it comes to investing, determining your risk profile is essential. It guides your investment strategy by helping you align with your financial goals, capacity, and comfort levels. This article will explore what a risk profile is, the factors that shape it, and how you can assess…

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INVESTING IN MANAGED FUNDS

laptop showing stocks, crossed hands

Investing in managed funds is an increasingly popular investment option for New Zealanders looking to grow their wealth. Whether you’re saving for retirement, planning a big purchase, or simply aiming to grow your financial portfolio, managed funds offer a diversified, professionally managed solution. However, as with any investment, it’s essential to understand both the benefits…

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HOW TO BUILD A RENTAL HOLIDAY HOME PORTFOLIO

How to build a rental holiday home portfolio is a question that is on the minds of many. The holiday / vacation rental market offers an enticing opportunity for entrepreneurs aiming to capitalize on the burgeoning travel industry. Launching such a business involves strategic planning, understanding operational nuances, and a commitment to delivering an exceptional…

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INVESTING IN NEW ZEALAND PROPERTY

happy couple with house keys

Investing in New Zealand Property: A Comprehensive Guide Investing in property has long been a favored avenue for wealth accumulation and financial security. With its picturesque landscapes, stable economy, and welcoming atmosphere, New Zealand stands out as an attractive destination for property investment. Whether you’re a foreign investor eyeing the Kiwi market or a local…

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GST APP TAX REGULATIONS: WHAT YOU NEED TO KNOW

airbnb lounge room

GST app tax regulations: What you need to know! Commencing April 1, 2024, platforms offering ride-sharing, food delivery, and short-term accommodation services – “listed services” as per the legislation – will be mandated by law to levy GST on these services. These are platforms such as Airbnb, VRBO, Expedia, Uber and so on. This obligation…

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NAVIGATING THE CRYPTO LANDSCAPE: HOLDING, STAKING AND TRADING

cryptocurrencies

Introduction Navigating the Crypto Landscape: Holding, staking and trading; it can appear quite daunting! Cryptocurrency has taken the financial world by storm, offering innovative ways to invest, earn passive income, and trade digital assets. In New Zealand, as elsewhere, navigating the world of crypto can be both thrilling and daunting. Thus, in this comprehensive guide,…

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UNDERSTANDING FINANCIAL STATEMENTS

Profit and Loss

It is a statement of what your business/company owns (assets) and owes (liabilities).  Assets include things like bank accounts, inventory (stock) property, cars, computers, money owed to you (debtors) etc.

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HOW TO USE TAX POOLING

PAY YOUR INCOME TAX HOW AND WHEN IT SUITS YOU How to use tax pooling: Tax Management NZ (TMNZ) provides an IRD-approved service that gives small businesses greater flexibility to do tax on their terms by letting them choose how and when they make their income tax payments. UPCOMING PROVISIONAL TAX PAYMENTS Generally, you’ve got to pay…

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