ARE MY PERSONAL INSURANCE PREMIUMS TAX-DEDUCTIBLE?

Comic illustration of a worried New Zealand man holding a note asking "Personal Insurance? Tax Deductible?". Features a map of NZ, a pie chart, and an angry kiwi bird in a top hat representing the Inland Revenue Department.

Are my personal insurance premiums tax-deductible? It’s a question we get asked constantly. The honest answer depends entirely on what kind of insurance you’re talking about. Life insurance, trauma cover, income protection, and employer-provided policies are all treated quite differently under current tax law. This guide walks through each type clearly. It also covers the…

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INVOICES

EpsomTax.com invoice showing the amount due and payment details

check Balance Sheet balances vs actual bank account balances; check interest deductibility; record loan interest claims and check any current/term debt portions; check non-deductible items; check legal fees for deductibility;

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WHAT BUSINESS EXPENSES ARE TAX-DEDUCTIBLE?

WHAT BUSINESS EXPENSES ARE TAX-DEDUCTIBLE?

What business expenses can you deduct in your income tax return? It depends on your business structure, but includes things such as:ACC leviesaccounting feesbank chargescontractor costsdepreciation (wear and tear)entertainment (be careful!)home office expenseslease or rental costslegal feesmotor vehicle expenses e.g. WOF, registration, repairs, insurance, FBTpurchases (for business purposes e.g. stock, materials)travel e.g. fuel, parking, business travelstationery, printing and office costs […]

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WHAT IS A PHISHING EMAIL? WHAT DOES IT LOOK LIKE?

According to Wikipedia*, “phishing is the attempt to obtain sensitive information such as usernames, passwords, and credit card details (and money), often for malicious reasons, by disguising as a trustworthy entity in an electronic communication.[1][2]“ WHAT DO PHISHING EMAILS LOOK LIKE? Quite often they look like a legitimate email from IRD (about a tax refund, or warning of tax owing), or an email from a…

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