Posts Tagged ‘money’
RENTAL PROPERTY OR SHARES: WHICH IS BETTER FOR NZ INVESTORS?
Rental property or shares: which is better for NZ investors? There has been a lot of debate recently about whether one is better than the other. So how can you decide? Should you do one or the other? Or both? We examine the advantages and disadvantages of each. Scroll down for a case-study that might…
Read More9 INVESTMENT STRATEGIES
9 investment strategies we think are worth exploring, beyond simply buying a standard existing rental property. Each has its own genuine advantages today. That includes different LVR and DTI treatment, different bright-line exposure, different yield potential, or simply diversification away from the standard model. 30-Second Read Since 1 April 2025, interest deductibility is fully restored…
Read MorePIES vs DIRECT INVESTMENTS: WHAT’S BETTER?
PIEs vs Direct Investments: What’s better? First, let’s check out our high points to look forward to in this read: Key Points (30 Second Read) Should you invest through a PIE managed fund or buy shares and bonds directly? The right answer depends on your tax rate, investment knowledge, and how much time you want…
Read MoreHOW CAN I BUILD A FINANCIAL SAFETY NET?
How can I build a financial safety net? (Why should you bother?) Let’s be honest—property investing can be thrilling. The deals, the growth, the passive income… it’s all pretty exciting. But if there’s one thing seasoned investors know, it’s that the market doesn’t always play nice. Interest rates spike, tenants move out, repairs pop up…
Read MoreWANT TO BUY PROPERTY? 5 DEBT PAY-OFF STRATEGIES
You’re thinking: “I want to buy property,” but you’re worried about your debt. Here are 5 debt pay-off strategies!
Read MoreWHAT’S MY RISK PROFILE?
What’s my risk profile? It’s a genuinely important question. Property investors often answer it incorrectly, though — not because they misjudge their own personality, but because property itself changes the maths in ways generic investment advice doesn’t cover. This guide explains what a risk profile actually measures. It covers why leverage, illiquidity, and concentration mean…
Read MoreINVESTING IN MANAGED FUNDS
Investing in managed funds is an increasingly popular investment option for New Zealanders looking to grow their wealth. Whether you’re saving for retirement, planning a big purchase, or simply aiming to grow your financial portfolio, managed funds offer a diversified, professionally managed solution. However, as with any investment, it’s essential to understand both the benefits…
Read MoreWHAT IS TERM DEPOSIT LADDERING?
What is term deposit laddering? Well, when interest rates move up and down, choosing the right term deposit can feel like a guessing game. Lock your money away for too long and you might miss higher rates in the future. Keep everything in short-term deposits and you might miss out on the better returns that…
Read MoreFINANCIAL BLIND SPOTS THAT HOLD GROWING BUSINESSES BACK
Financial blind spots that hold growing businesses back: is that even “a thing”? Sadly, yes. Small business owners face a distinct financial reality where every decision carries more weight than it would inside a larger organization. Cash gaps, unclear pricing, and reactive planning often emerge not from poor intent but from limited time and overstretched…
Read MoreINVESTING: DON’T PUT ALL YOUR EGGS IN ONE BASKET
Investing: Don’t put all your eggs in one basket. That is old advice, but it holds up. For New Zealand investors, it means one thing in particular. Property is a great asset, but it shouldn’t be the only one you own. This guide explains why diversification matters. It covers what else belongs in a well-built…
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