Posts Tagged ‘investors’
PIES vs DIRECT INVESTMENTS: WHAT’S BETTER?
PIEs vs Direct Investments: What’s better? First, let’s check out our high points to look forward to in this read: Key Points (30 Second Read) Should you invest through a PIE managed fund or buy shares and bonds directly? The right answer depends on your tax rate, investment knowledge, and how much time you want…
Read MoreTRUST VS PARTNERSHIP VS COMPANY VS LTC FOR RENTAL PROPERTY
Note also that in the case of rental property owned by individuals, income or loss can only be unevenly distributed if this is what is on the title.
Read MoreRING FENCING OF PROPERTY LOSSES
Ring fencing of property losses is here to stay. What will be the impact, and what strategies should you employ? How will it affect you? Will you still get a tax refund?
Read MoreHOW CAN I BUILD A FINANCIAL SAFETY NET?
How can I build a financial safety net? (Why should you bother?) Let’s be honest—property investing can be thrilling. The deals, the growth, the passive income… it’s all pretty exciting. But if there’s one thing seasoned investors know, it’s that the market doesn’t always play nice. Interest rates spike, tenants move out, repairs pop up…
Read MoreWHAT DOES TAX-DEDUCTIBLE MEAN?
What does tax-deductible mean? Why does it matter? Understanding tax deductions is essential for effective financial management, especially for property owners and investors. A tax deduction allows you to subtract certain expenses from your taxable income, thereby reducing the amount of tax you owe. But: It’s important to note that a tax-deductible expense doesn’t equate…
Read MoreWANT TO BUY PROPERTY? 5 DEBT PAY-OFF STRATEGIES
You’re thinking: “I want to buy property,” but you’re worried about your debt. Here are 5 debt pay-off strategies!
Read MoreWHAT’S MY RISK PROFILE?
What’s my risk profile? It’s a genuinely important question. Property investors often answer it incorrectly, though — not because they misjudge their own personality, but because property itself changes the maths in ways generic investment advice doesn’t cover. This guide explains what a risk profile actually measures. It covers why leverage, illiquidity, and concentration mean…
Read MoreINVESTING IN MANAGED FUNDS
Investing in managed funds is an increasingly popular investment option for New Zealanders looking to grow their wealth. Whether you’re saving for retirement, planning a big purchase, or simply aiming to grow your financial portfolio, managed funds offer a diversified, professionally managed solution. However, as with any investment, it’s essential to understand both the benefits…
Read MoreRETIREMENT PLANNING – HOW TO ESCAPE THE POVERTY CYCLE
Start Early: The earlier you begin saving for retirement, the more time your investments have to grow. Even small contributions can compound over time, significantly boosting your retirement fund.
Read MoreHOW TO CALCULATE RENTAL YIELD: GROSS vs NET
So, we just showed you how to work out the Gross Yield. How do you work out the Net Yield, that is, the Yield post- or including expenses?
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