Posts Tagged ‘investments’
SPECIAL REPORT: Record Property Market Lows — Should Investors Panic?
Property market lows: should investors panic? RNZ reported this week(opens in new tab) that Auckland and Wellington both recorded the longest time to sell a property in August that’s ever been recorded. Wellington also had its lowest-ever August sales count. Sales nationwide were down 13% on a year earlier — the sixth-lowest August total in…
Read MoreRENTAL PROPERTY OR SHARES: WHICH IS BETTER FOR NZ INVESTORS?
Rental property or shares: which is better for NZ investors? There has been a lot of debate recently about whether one is better than the other. So how can you decide? Should you do one or the other? Or both? We examine the advantages and disadvantages of each. Scroll down for a case-study that might…
Read MoreARE SHARES TAXABLE INCOME?
Are shares taxable income? It’s something that many New Zealand investors ask. The answer depends on how you acquired the shares, what income the shares produce, and why you hold them. (If you’re weighing shares against a rental property purchase, see our comparison here.) A common misconception is that every gain from shares is taxable.…
Read MoreFINDING THE RIGHT SUBURB TO BUY IN
Finding the right suburb to buy in matters as much as choosing the right property itself. The same house can perform completely differently depending on where it sits. Rental demand, capital growth, and even how easily you can sell down the track all depend heavily on location. This guide walks through what actually matters when…
Read MorePOSITIVE GEARING VS NEGATIVE GEARING
Investing in property can be a lucrative venture, but it’s essential to understand the financial strategies involved. Two terms that frequently arise in property investment discussions are positive gearing and negative gearing. In New Zealand, these concepts play a significant role in how investors manage their real estate portfolios.
Read More9 INVESTMENT STRATEGIES
9 investment strategies we think are worth exploring, beyond simply buying a standard existing rental property. Each has its own genuine advantages today. That includes different LVR and DTI treatment, different bright-line exposure, different yield potential, or simply diversification away from the standard model. 30-Second Read Since 1 April 2025, interest deductibility is fully restored…
Read MoreOVERSEAS SHARES: SHOULD YOU BE A DE MINIMIS INVESTOR?
Overseas shares: Should you be a de minimis investor? It’s a good question. Learn why staying under the “de minimis” threshold(opens in new tab) might not actually get you the most tax-efficient outcome. Let’s get into the nuts and bolts of that. First, here is a high-level overview: Key Points (30 Second Read) The de…
Read MorePIES vs DIRECT INVESTMENTS: WHAT’S BETTER?
PIEs vs Direct Investments: What’s better? First, let’s check out our high points to look forward to in this read: Key Points (30 Second Read) Should you invest through a PIE managed fund or buy shares and bonds directly? The right answer depends on your tax rate, investment knowledge, and how much time you want…
Read MoreWHAT’S MY RISK PROFILE?
What’s my risk profile? It’s a genuinely important question. Property investors often answer it incorrectly, though — not because they misjudge their own personality, but because property itself changes the maths in ways generic investment advice doesn’t cover. This guide explains what a risk profile actually measures. It covers why leverage, illiquidity, and concentration mean…
Read MoreINVESTING IN MANAGED FUNDS
Investing in managed funds is an increasingly popular investment option for New Zealanders looking to grow their wealth. Whether you’re saving for retirement, planning a big purchase, or simply aiming to grow your financial portfolio, managed funds offer a diversified, professionally managed solution. However, as with any investment, it’s essential to understand both the benefits…
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