investing Archives - EPSOMTAX.COM - Property Accountants, Auckland

ARE SHARES TAXABLE INCOME?

Garreth Collard, Senior Property Accountant — Tue, 28 Jul 2026 19:02:14 +0000

Are shares taxable income? It’s something that many New Zealand investors ask The answer depends on how you acquired the shares, what income the shares produce, and why you hold them. A common misconception is that every gain from shares is taxable. New Zealand does not have a comprehensive capital gains tax. However, some share-related…

The post ARE SHARES TAXABLE INCOME? appeared first on EPSOMTAX.COM - Property Accountants, Auckland.

CAN YOU RENT INVESTMENT PROPERTY TO YOUR FAMILY?

Garreth Collard, Senior Property Accountant — Mon, 20 Jul 2026 03:27:17 +0000

Can you rent investment property to your family? Helping a child save for a house deposit. Supporting elderly parents. Giving a sibling an affordable place to live. These are all common reasons why property owners consider renting a residential investment property to a family member. At first glance, it seems like a win-win arrangement. Your…

The post CAN YOU RENT INVESTMENT PROPERTY TO YOUR FAMILY? appeared first on EPSOMTAX.COM - Property Accountants, Auckland.

NEW BUILD VS EXISTING PROPERTY VS LAND & BUILD

Garreth Collard, Senior Property Accountant — Sun, 07 Jun 2026 02:12:42 +0000

New build vs existing property vs land & build: what is the right investment strategy? Property investment decisions rarely come down to a single “right” answer. One of the most common questions we get is whether it’s better to buy an existing property, purchase a new build, or go through the process of buying land…

The post NEW BUILD VS EXISTING PROPERTY VS LAND & BUILD appeared first on EPSOMTAX.COM - Property Accountants, Auckland.

COMPANY DIRECTORS: ARE YOU TRADING RECKLESSLY?

Garreth Collard, Senior Property Accountant — Mon, 20 Oct 2025 06:13:04 +0000

Company directors: are you trading recklessly? Now, you might say “What?! How could I be trading recklessly? What does that even mean?” The following is based on an excellent article from Fortune Manning Lawyers: Company Directors: Are You Trading Recklessly? Understanding Your Personal Liability Under New Zealand Law Many business owners choose a company structure…

The post COMPANY DIRECTORS: ARE YOU TRADING RECKLESSLY? appeared first on EPSOMTAX.COM - Property Accountants, Auckland.

INVESTMENT PROPERTY AND LTCs: A GOOD MATCH?

Garreth Collard, Senior Property Accountant — Sun, 07 Sep 2025 04:17:52 +0000

Investment property and LTCs: A good match? (Or as Shakespeare might have said “To LTC or not to LTC: that is the question.”) For many years, property investors across New Zealand embraced Look-Through Companies (LTCs) as the structure of choice for holding rental properties. Accountants, lawyers, mortgage advisers, and investors often recommended LTCs because…

The post INVESTMENT PROPERTY AND LTCs: A GOOD MATCH? appeared first on EPSOMTAX.COM - Property Accountants, Auckland.

POSITIVE GEARING VS NEGATIVE GEARING

Garreth Collard, Senior Property Accountant — Tue, 29 Jul 2025 03:39:46 +0000

Investing in property can be a lucrative venture, but it's essential to understand the financial strategies involved. Two terms that frequently arise in property investment discussions are positive gearing and negative gearing. In New Zealand, these concepts play a significant role in how investors manage their real estate portfolios.

The post POSITIVE GEARING VS NEGATIVE GEARING appeared first on EPSOMTAX.COM - Property Accountants, Auckland.

HOW DOES MONEY WORK?

Garreth Collard, Senior Property Accountant — Fri, 20 Jun 2025 05:56:44 +0000

How does money work? Money affects almost every decision you make as a property investor. It influences whether you buy a rental property, invest in KiwiSaver, contribute to a managed fund, or consider emerging assets like cryptocurrency. Yet many people spend years earning money without fully understanding how it works. Understanding the answer to the…

The post HOW DOES MONEY WORK? appeared first on EPSOMTAX.COM - Property Accountants, Auckland.

WANT TO BUY PROPERTY? 5 DEBT PAY-OFF STRATEGIES

Garreth Collard, Senior Property Accountant — Fri, 07 Mar 2025 10:44:00 +0000

You're thinking: "I want to buy property," but you’re worried about your debt. Here are 5 debt pay-off strategies!

The post WANT TO BUY PROPERTY? 5 DEBT PAY-OFF STRATEGIES appeared first on EPSOMTAX.COM - Property Accountants, Auckland.

OVERSEAS SHARES: SHOULD YOU BE A DE MINIMIS INVESTOR?

Garreth Collard, Senior Property Accountant — Fri, 28 Feb 2025 03:58:15 +0000

Overseas shares: Should you be a de minimis investor? It’s a good question. Learn why staying under the “de minimis” threshold might not actually get you the most tax-efficient outcome. Just before we get into the nuts and bolts of that, here is a high-level overview: Key Points (30 Second Read) Staying under the $50,000…

The post OVERSEAS SHARES: SHOULD YOU BE A DE MINIMIS INVESTOR? appeared first on EPSOMTAX.COM - Property Accountants, Auckland.

PIES vs DIRECT INVESTMENTS: WHAT’S BETTER?

Garreth Collard, Senior Property Accountant — Thu, 06 Feb 2025 23:59:18 +0000

PIEs vs Direct Investments: What’s better? First, let’s check out our high points to look forward to in this read: Key Points (30 Second Read) Should you invest through a PIE managed fund or buy shares and bonds directly? The right answer depends on your tax rate, investment knowledge, and how much time you want…

The post PIES vs DIRECT INVESTMENTS: WHAT’S BETTER? appeared first on EPSOMTAX.COM - Property Accountants, Auckland.