Posts Tagged ‘investing’
ARE SHARES TAXABLE INCOME?
Are shares taxable income? It’s something that many New Zealand investors ask The answer depends on how you acquired the shares, what income the shares produce, and why you hold them. A common misconception is that every gain from shares is taxable. New Zealand does not have a comprehensive capital gains tax. However, some share-related…
Read MoreCAN YOU RENT INVESTMENT PROPERTY TO YOUR FAMILY?
Can you rent investment property to your family? Helping a child save for a house deposit. Supporting elderly parents. Giving a sibling an affordable place to live. These are all common reasons why property owners consider renting a residential investment property to a family member. At first glance, it seems like a win-win arrangement. Your…
Read MoreNEW BUILD VS EXISTING PROPERTY VS LAND & BUILD
New build vs existing property vs land & build: what is the right investment strategy? Property investment decisions rarely come down to a single “right” answer. One of the most common questions we get is whether it’s better to buy an existing property, purchase a new build, or go through the process of buying land…
Read MoreCOMPANY DIRECTORS: ARE YOU TRADING RECKLESSLY?
Company directors: are you trading recklessly? Now, you might say “What?! How could I be trading recklessly? What does that even mean?” The following is based on an excellent article from Fortune Manning Lawyers: Company Directors: Are You Trading Recklessly? Understanding Your Personal Liability Under New Zealand Law Many business owners choose a company structure…
Read MoreINVESTMENT PROPERTY AND LTCs: A GOOD MATCH?
Investment property and LTCs: A good match? (Or as Shakespeare might have said “To LTC or not to LTC: that is the question.”) For many years, property investors across New Zealand embraced Look-Through Companies (LTCs) as the structure of choice for holding rental properties. Accountants, lawyers, mortgage advisers, and investors often recommended LTCs because…
Read MorePOSITIVE GEARING VS NEGATIVE GEARING
Investing in property can be a lucrative venture, but it’s essential to understand the financial strategies involved. Two terms that frequently arise in property investment discussions are positive gearing and negative gearing. In New Zealand, these concepts play a significant role in how investors manage their real estate portfolios.
Read MoreHOW DOES MONEY WORK?
How does money work? Money affects almost every decision you make as a property investor. It influences whether you buy a rental property, invest in KiwiSaver, contribute to a managed fund, or consider emerging assets like cryptocurrency. Yet many people spend years earning money without fully understanding how it works. Understanding the answer to the…
Read MoreWANT TO BUY PROPERTY? 5 DEBT PAY-OFF STRATEGIES
You’re thinking: “I want to buy property,” but you’re worried about your debt. Here are 5 debt pay-off strategies!
Read MoreOVERSEAS SHARES: SHOULD YOU BE A DE MINIMIS INVESTOR?
Overseas shares: Should you be a de minimis investor? It’s a good question. Learn why staying under the “de minimis” threshold might not actually get you the most tax-efficient outcome. Just before we get into the nuts and bolts of that, here is a high-level overview: Key Points (30 Second Read) Staying under the $50,000…
Read MorePIES vs DIRECT INVESTMENTS: WHAT’S BETTER?
PIEs vs Direct Investments: What’s better? First, let’s check out our high points to look forward to in this read: Key Points (30 Second Read) Should you invest through a PIE managed fund or buy shares and bonds directly? The right answer depends on your tax rate, investment knowledge, and how much time you want…
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