LANDLORD’S PROTECTION INSURANCE: WHAT IS IT AND DO I NEED IT?

By Garreth Collard, Senior Property Accountant | March 29, 2026
Landlord's protection insurance

Landlord’s protection insurance: What is it and do you need it? Owning a rental property can provide a steady income stream and long-term capital growth. However, every landlord faces risks that can quickly turn a profitable investment into an expensive headache. While most property owners understand the importance of house insurance, many overlook another valuable…

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CALCULATE PROPERTY REBUILD COST

By Garreth Collard, Senior Property Accountant | May 7, 2024
Rental property owner reviewing rebuild cost estimates and construction plans to calculate the tax cost of a rental property rebuild for depreciation, bright-line, and capital gains purposes.

Calculate property rebuild cost: What do we mean? Well, most property owners know their property’s market value down to the dollar. Far fewer know their rebuild cost — what it would actually cost to reconstruct the property from the ground up if it burned down or was destroyed tomorrow. That gap is where underinsurance quietly…

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ARE MY PERSONAL INSURANCE PREMIUMS TAX-DEDUCTIBLE?

By Garreth Collard, Senior Property Accountant | February 20, 2023
Comic illustration of a worried New Zealand man holding a note asking "Personal Insurance? Tax Deductible?". Features a map of NZ, a pie chart, and an angry kiwi bird in a top hat representing the Inland Revenue Department.

Are my personal insurance premiums tax-deductible? It’s a question we get asked constantly. The honest answer depends entirely on what kind of insurance you’re talking about. Life insurance, trauma cover, income protection, and employer-provided policies are all treated quite differently under current tax law. This guide walks through each type clearly. It also covers the…

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