CLOSING A COMPANY IN NEW ZEALAND

Closing a Company in New Zealand Closing a company in New Zealand is a process that involves careful planning, legal compliance, and coordination with government authorities. Whether your decision to close stems from completing the company’s purpose, financial difficulties, or a strategic shift, understanding the necessary steps is crucial. This guide provides a detailed roadmap…

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THE ULTIMATE GUIDE TO BUSINESS STRUCTURES AND RECORD-KEEPING

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Want the ultimate guide to business structures and record-keeping in New Zealand? You’ve come to the right place! Managing a business in New Zealand involves careful planning, choosing the right structure, and maintaining meticulous records. This guide explores the most common business structures in New Zealand and provides practical tips on record-keeping to ensure compliance…

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HOW CAN I BUILD A FINANCIAL SAFETY NET?

How can I build a financial safety net? This is something that many investors and small business owners worry about. Both encounter distinct challenges, especially regarding financial stability in a volatile economic landscape. Establishing a strong financial safety net is not merely wise; it’s vital for your survival and growth. By proactively building this safety…

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WHAT’S MY RISK PROFILE?

What’s my risk profile? Why does it matter? When it comes to investing, determining your risk profile is essential. It guides your investment strategy by helping you align with your financial goals, capacity, and comfort levels. This article will explore what a risk profile is, the factors that shape it, and how you can assess…

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INVESTING IN MANAGED FUNDS

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Investing in managed funds is an increasingly popular investment option for New Zealanders looking to grow their wealth. Whether you’re saving for retirement, planning a big purchase, or simply aiming to grow your financial portfolio, managed funds offer a diversified, professionally managed solution. However, as with any investment, it’s essential to understand both the benefits…

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WHAT IS TERM DEPOSIT LADDERING?

What is term deposit laddering? When interest rates are unpredictable, it’s essential to explore smart ways to grow your savings. One effective investment strategy – there are various ones – to consider is term deposit laddering. But what exactly is it, and how can this technique help you optimise returns while keeping access to your…

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THE NUMBER 1 MOST EFFECTIVE TACTIC FOR SAVING MONEY

Saving Money? The number 1 most effective tactic for saving money. Hmm. You likely didn’t roll out of bed and start thinking about that today! But, have you ever felt like you *should* be able to save more (especially when you look at how much you earn) but somehow, you don’t? And when you do…

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HOW TO BUILD A RENTAL HOLIDAY HOME PORTFOLIO

How to build a rental holiday home portfolio is a question that is on the minds of many. The holiday / vacation rental market offers an enticing opportunity for entrepreneurs aiming to capitalize on the burgeoning travel industry. Launching such a business involves strategic planning, understanding operational nuances, and a commitment to delivering an exceptional…

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WHY USE A LOOK-THROUGH COMPANY?

Why use a Look-Through Company? In New Zealand, a Look-Through Company (LTC) is a special type of company that allows its income, expenses, tax credits, gains, and losses to be passed directly to its shareholders. Here are the benefits of using an LTC for New Zealand investors:   1. Flow-Through Taxation Pass-Through Income and Losses:…

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INTEREST RATE CUTS NEW ZEALAND IN NEXT 6 MONTHS

Interest rate cuts in New Zealand in the next 6 months: are they likely? For homeowners and property investors in New Zealand, understanding the potential for interest rate changes is crucial, especially if you have a mortgage refix coming up soon. This blog will explore the factors influencing the likelihood of interest rate cuts within…

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