Posts Tagged ‘explanations’
BRIGHT-LINE ROLLOVER RELIEF
Bright-line rollover relief (opens in new tab) is one of the most important property tax changes for New Zealand investors, yet it remains widely misunderstood. Many property owners assume they can transfer a rental property into a trust, LTC or company without tax consequences simply because they continue to control the property. Others assume every…
Read MoreSPECIAL REPORT: Record Property Market Lows — Should Investors Panic?
Property market lows: should investors panic? RNZ reported this week(opens in new tab) that Auckland and Wellington both recorded the longest time to sell a property in August that’s ever been recorded. Wellington also had its lowest-ever August sales count. Sales nationwide were down 13% on a year earlier — the sixth-lowest August total in…
Read MoreNZ TAX RATES
…additionally, the government have increased the trustee tax rate from 33% to 39% from 1 April 2024.
Read MoreARE THE LOSSES FROM MY RENTAL IN NZ TAX-DEDUCTIBLE IN THE UK (IF I’M WORKING THERE)?
ARE LOSSES FROM MY RENTAL IN NZ TAX-DEDUCTIBLE IN UK? …you have a rental property here in NZ, and it is making a loss; can you claim it in your UK tax return?
Read MoreCOMMON QUESTIONS ABOUT YOUR TAX RETURNS NZ INVESTORS AND LANDLORDS ASK
COMMON QUESTIONS ABOUT YOUR TAX RETURNS. Have you got tax return questions? Great! We try to answer them. Top questions first
Read MoreFAMILY TRUSTS NZ: BASIC CONCEPTS
Family trusts NZ basic concepts: Family trusts are one of the most commonly used legal structures in New Zealand—but also one of the most misunderstood. Many people hear about trusts from their lawyer or accountant and assume they provide automatic asset protection or tax advantages. Others set them up but don’t fully understand how they work,…
Read MoreINTEREST DEDUCTIBILITY NZ: THE FULL RULES FOR RENTAL PROPERTY OWNERS
Interest deductibility NZ landlords rely on has changed more than almost any other property tax rule in the past five years. It disappeared almost entirely between 2021 and 2024. Then it came back in stages. Many investors still aren’t sure exactly where things stand. This guide sets out the full history, the current rule, and…
Read MoreRENTAL PROPERTY YIELD vs CASH FLOW: WHAT ACTUALLY MATTERS FOR INVESTORS
Rental property yield vs cash flow is a distinction that trips up more investors than almost any other property metric. A property can show an impressive yield on paper. It can still drain money from your bank account every month. Another can show a modest yield and comfortably fund itself. This guide explains why yield…
Read MoreCOMPANY VS SOLE TRADER
Company vs Sole Trader: Which structure is right for your business? When you start a business in New Zealand, one of the first and most important decisions you’ll make is choosing the right structure. The most common options are operating as a Company vs Sole Trader. At first glance, the decision might seem straightforward. But…
Read MoreINVESTMENT PROPERTY AND LTCs: A GOOD MATCH?
Investment property and LTCs: A good match? (Or as Shakespeare might have said “To LTC or not to LTC: that is the question(opens in new tab).”) For many years, property investors across New Zealand embraced Look-Through Companies (LTCs) as the structure of choice for holding rental properties. Accountants, lawyers, mortgage advisers, and investors…
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