Posts Tagged ‘advice’
INVESTMENT PROPERTY AND LTCs: A GOOD MATCH?
Investment property and LTCs: A good match? (Or as Shakespeare might have said “To LTC or not to LTC: that is the question(opens in new tab).”) For many years, property investors across New Zealand embraced Look-Through Companies (LTCs) as the structure of choice for holding rental properties. Accountants, lawyers, mortgage advisers, and investors…
Read MoreFAMILY TRUST ACCOUNTING – WHAT DO I NEED TO DO?
Family trust accounting – what do I need to do? This could quite possibly be a question which you have never thought much about before. But given the trust tax law changes – including tax rate increases – of recent years, it may now be on your radar. In fact, it should be on your…
Read MoreBEST OWNERSHIP STRUCTURES FOR INVESTMENT PROPERTY
9 times out of 10 an LTC is the best structure for owning a rental property: “You have the benefit of limited liability, a legal structure that is clearly a separate entity yet under your control, and yet it is treated at tax time like a partnership: the best of both worlds.”‘
Read MoreTAXABLE RENTAL INCOME IN NEW ZEALAND
Taxable rental income in New Zealand …many New Zealanders understand that rent from an investment property is taxable. However, far fewer realise that the rules extend well beyond traditional rental properties. You might own a rental property with long-term tenants. Alternatively, you might rent out a room in your home,(opens in new tab) host short-term…
Read More9 INVESTMENT STRATEGIES
9 investment strategies we think are worth exploring, beyond simply buying a standard existing rental property. Each has its own genuine advantages today. That includes different LVR and DTI treatment, different bright-line exposure, different yield potential, or simply diversification away from the standard model. 30-Second Read Since 1 April 2025, interest deductibility is fully restored…
Read MoreWHAT DOES THE 2025 INVESTMENT BOOST MEAN FOR BUSINESS?
What does the 2025 investment boost mean for business? Property investors and business owners have been wondering about this since the 2025 Budget introduced one of the most substantial support measures for businesses in recent years—the “Investment Boost.” If you are an investor and/or own a business and are considering buying new assets like equipment,…
Read MoreCHANGING SHARES IN LTCS: CONSIDERATIONS
Let’s say that the company owes the shareholders $150,000. This is tracked in the Shareholders Current Account, and is a liability (debt) of the LTC…
Read MoreWHAT TRUST TAX CHANGES MEAN FOR MY FAMILY TRUST
What trust tax changes mean for my family trust: Is that something you have been wondering about? “Lately, I’ve been hearing a lot about rising taxes on trusts and the growing wealth gap between generations. Like many families, we’ve worked hard to build up some assets — a home, maybe a rental or two, a…
Read MoreWHAT CAN YOU CLAIM ON YOUR INVESTMENT PROPERTY?
What can you claim on your investment property? Investing in property can be a rewarding venture, but to maximize your returns, it’s essential to understand what expenses you can claim. Knowing your deductible costs can help reduce your taxable income, ensuring you keep more of your rental earnings. Below, we provide an overview of claimable…
Read MoreBRIGHT-LINE TEST NZ: WHAT IS IT AND HOW IT WORKS TODAY
The bright-line test NZ property owners deal with has changed four times since it began in 2015. That history creates real confusion. Plenty of investors still believe they’re locked into a 5-year or 10-year rule that hasn’t applied to their sale for years. This guide sets out how the test works today, the history behind…
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