Property
CAN YOU RENT INVESTMENT PROPERTY TO YOUR FAMILY?
Can you rent investment property to your family? Helping a child save for a house deposit. Supporting elderly parents. Giving a sibling an affordable place to live. These are all common reasons why property owners consider renting a residential investment property to a family member. At first glance, it seems like a win-win arrangement. Your…
Read MoreWHEN CAN LAND SALES BE TAXED AS A PROFIT-MAKING SCHEME?
When can land sales be taxed as a profit-making scheme? Inland Revenue has released a draft interpretation statement, PUB00519, that revisits an issue which has been debated by tax advisors, property investors, developers, and Inland Revenue itself for decades. And it is potentially a huge shift in IRD thinking. At the heart of the draft…
Read MoreNEW BUILD VS EXISTING PROPERTY VS LAND & BUILD
New build vs existing property vs land & build: what is the right investment strategy? Property investment decisions rarely come down to a single “right” answer. One of the most common questions we get is whether it’s better to buy an existing property, purchase a new build, or go through the process of buying land…
Read MoreFAMILY TRUSTS NZ: BASIC CONCEPTS
Family trusts NZ basic concepts: Family trusts are one of the most commonly used legal structures in New Zealand—but also one of the most misunderstood. Many people hear about trusts from their lawyer or accountant and assume they provide automatic asset protection or tax advantages. Others set them up but don’t fully understand how they…
Read MoreARE RENTAL PROPERTY LEGAL FEES TAX-DEDUCTIBLE?
Rental property owners often ask one core question: are rental property legal fees tax-deductible? The answer depends on why you incurred the legal cost, not simply that you paid it. Legal fees regularly arise for landlords: They appear during disputes, lease negotiations, trust administration, and property management issues. However, Inland Revenue does not treat all…
Read MoreCAN YOU DEDUCT HOLDING COSTS ON PRIVATELY USED PROPERTY THAT IS TAXED ON SALE?
Can you deduct holding costs on privately used property that is taxed on sale? That’s a good question. Property investors focus on outcomes. Cash flow, tax, risk, and long‑term value drive decisions far more than legal theory. However, one legal issue now affects thousands of everyday investors in a very practical way: When Inland Revenue…
Read MoreNZ TRUST TAX ISSUES WHEN MOVING TO AUSTRALIA
NZ Trust tax issues when moving to Australia. Is that “a thing”? Ooooh yes. Let’s explore: New Zealand trusts are often treated as simple, stable structures. That sense of stability can quickly unravel when trustees or beneficiaries move offshore—particularly to Australia. Every year, thousands of New Zealanders relocate across the Tasman for lifestyle, family, or…
Read MoreHOW A TYPICAL NZ INVESTMENT PROPERTY DEAL WORKS
How a typical NZ investment property deal works… have you ever wondered that? Below is a plain‑English, step‑by‑step guide to buying and selling an investment property in New Zealand. It explains the people, the paperwork, the timing, and the terms you’ll hear—so you can feel more confident and work out whether this is something that…
Read MoreIS SELLING YOUR HOME TAXABLE?
Is selling your home taxable? Selling your home is often one of the biggest financial events in your life. For many New Zealanders, there’s a deeply held belief that “we don’t have capital gains tax”, so any profit made when selling a house must be tax‑free. That belief is partly true – and partly dangerous. While…
Read MoreRESIDENTIAL TENANCIES LAW CHANGES EFFECT ON LANDLORDS
Residential Tenancies Law Changes: Effect on Landlords. Have you been wondering about this? Here is a recap of what happened in 2020; scroll down for the latest version of the ever-changing tenancy laws The Residential Tenancies laws have changed. What effect does the “Healthy Homes Act” have on landlords? The Residential Tenancies Amendment Act…
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