Investments
WHAT CAN YOU CLAIM ON YOUR INVESTMENT PROPERTY?
What can you claim on your investment property? Investing in property can be a rewarding venture, but to maximize your returns, it’s essential to understand what expenses you can claim. Knowing your deductible costs can help reduce your taxable income, ensuring you keep more of your rental earnings. Below, we provide an overview of claimable…
Read MoreIS HOUSE FLIPPING STILL A THING?
Is house flipping still a thing? House flipping—the practice of purchasing properties, renovating them, and selling them quickly for profit—has long been a popular investment strategy in New Zealand. However, recent years have seen significant shifts in the landscape of property trading. Factors such as legislative changes, economic fluctuations, and evolving market dynamics have reshaped…
Read MoreOVERSEAS SHARES: SHOULD YOU BE A DE MINIMIS INVESTOR?
Overseas shares: Should you be a de minimis investor? It’s a good question. Learn why staying under the “de minimis” threshold might not actually get you the most tax-efficient outcome. To introduce this, firstly let’s point out the obvious: Investing globally offers New Zealand investors the opportunity to diversify their portfolios and tap into international…
Read MorePIES vs DIRECT INVESTMENTS: WHAT’S BETTER?
PIEs vs Direct Investments: What’s better? Firstly, let’s define the two categories: Understanding PIE Managed Funds A Portfolio Investment Entity (PIE) is an investment structure introduced in New Zealand to encourage collective investment while providing tax efficiencies. PIEs pool money from multiple investors to invest in a diversified portfolio of assets, including cash, shares, bonds,…
Read MoreTRUST VS PARTNERSHIP VS COMPANY VS LTC FOR RENTAL PROPERTY
Note also that in the case of rental property owned by individuals, income or loss can only be unevenly distributed if this is what is on the title.
Read MoreHOW CAN I BUILD A FINANCIAL SAFETY NET?
How can I build a financial safety net? (Why should you bother?) Let’s be honest—property investing can be thrilling. The deals, the growth, the passive income… it’s all pretty exciting. But if there’s one thing seasoned investors know, it’s that the market doesn’t always play nice. Interest rates spike, tenants move out, repairs pop up…
Read MoreWHAT’S MY RISK PROFILE?
What’s my risk profile? Why does it matter? When it comes to investing, determining your risk profile is essential. It guides your investment strategy by helping you align with your financial goals, capacity, and comfort levels. This article will explore what a risk profile is, the factors that shape it, and how you can assess…
Read MoreINVESTING IN MANAGED FUNDS
Investing in managed funds is an increasingly popular investment option for New Zealanders looking to grow their wealth. Whether you’re saving for retirement, planning a big purchase, or simply aiming to grow your financial portfolio, managed funds offer a diversified, professionally managed solution. However, as with any investment, it’s essential to understand both the benefits…
Read MoreWHAT IS TERM DEPOSIT LADDERING?
What is term deposit laddering? When interest rates are unpredictable, it’s essential to explore smart ways to grow your savings. One effective investment strategy – there are various ones – to consider is term deposit laddering. But what exactly is it, and how can this technique help you optimise returns while keeping access to your…
Read MoreTHE NUMBER 1 MOST EFFECTIVE TACTIC FOR SAVING MONEY
The number 1 most effective tactic for saving money. What is it? Hmm. You likely didn’t roll out of bed and start thinking about that today! But, have you ever felt like you *should* be able to save more (especially when you look at how much you earn) but somehow, you don’t? And when you…
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