LOAN/ MORTGAGE OPTIONS COVID-19 (ARCHIVE)

What are your options for managing your loan or mortgage during the COVID-19 outbreak?​ RESTRUCTURE / renegotiate Depending on when you last fixed your loans, you may be able to get a lower rate now.  Look into what the bank’s break fee would be (break fees are deductible on rental properties); chat to your mortgage advisor if the bank isn’t playing ball.  Or if they are being greedy at a difficult time.You might also be able to push the loan term out e.g. from 25 years to 30 y […]

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TAX CHANGES AFOOT (ARCHIVE)

Inland Revenue tax audits

TAX CUTS Tax changes afoot! But what? Currently (in mid-2017), the tax thresholds are as follows (before the 39% rate of 2021 was introduced):   As you may recall, these were to be changed. However, due to a change of government, there will be no change to these tax rates. There will no doubt be…

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PRICE INCREASE (ARCHIVE)

PRICE INCREASE You might have noticed that your invoice is a little bit more this year. Why? REASON 1 Did you buy another investment property during the year? If so, that requires a bit more work to account for that, usually a couple of hours. REASON 2 It might be a price increase.  ​We generally…

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